Riria is engaged to a coworker and in high spirits, but she's been unable to focus on her loan duties lately. One day, a shabby-looking man with a disheveled appearance comes in requesting a loan. Disgusted by his demeanor, she laughs and mocks him, saying, "How can someone like you even apply for a loan?" However, the man holds crucial data in his hands that proves her fiancé's embezzlement.